Get upto 4%* on our Savings Account Balances with Wucbank.
More DetailsInfo@wucbank.com
Updates:
Dear Customer, We have launched Video KYC facility for New customer to open savings ac
WUC Bank MSME Loans – Empowering Your Business Growth
At WUC Bank, we are dedicated to supporting the growth and success of Micro, Small, and Medium Enterprises (MSMEs). Our tailored MSME Loans provide the financial backing you need to start, sustain, and expand your business operations with ease and confidence.
Why Choose WUC Bank for Your MSME Loan?
-
Expertise in MSME Financing
With years of experience in MSME financing, WUC Bank understands the unique challenges and opportunities faced by small and medium businesses.
-
Comprehensive Support
From initial consultation to loan repayment, our team is with you every step of the way, offering guidance and support to ensure your business thrives.
-
Accessible Branch Network
Take advantage of our extensive branch network, allowing you to access financial services and support wherever your business operates.
-
Innovative Financial Solutions
We offer a variety of financial products and services designed to complement your MSME loan, such as business accounts, credit facilities, and more.
-
Commitment to Growth
Commitment to Growth:
Features of MSME Loans
-
Flexible Loan Amounts
Tailored to meet your business requirements, whether for working capital, purchasing machinery, or expanding operations.
-
Competitive Interest Rates
Affordable rates to ensure minimal financial burden on your business.
-
Fast Approvals
Quick loan processing to help you seize business opportunities without delay.
-
Custom Repayment Options
Repayment plans designed to match your business cash flow cycles.
-
Low Collateral Requirements
Easy access to funding with minimal security or collateral.
-
Extended Tenure Options
Choose repayment tenures that suit your financial plan, up to several years.
Eligibility Criteria
-
1
Business Type
Micro, Small, and Medium Enterprises in manufacturing, services, or trading sectors.
-
2
Business Vintage
At least 1-2 years of operational experience (exceptions apply for startups).
-
3
Good Financial Record
Stable financial statements and a decent credit history.
Required Documents
For Companies
- Photo ID & Address Proof of signatories
- Certificate of Incorporation
- Memorandum & Articles of Association
- Board Resolution
- Power of Attorney
- GST Registration
For Proprietary Concerns
- Photo ID & Address Proof of proprietor (Any two of the following):
- Registration Certificate
- Shop & Establishment Certificate
- Sales/Income Tax Returns
- CST/VAT Certificate
- Tax Registration
For Partnership Firms
- Photo ID & Address Proof of partners
- Registration Certificate
- Partnership Deed
- Power of Attorney
- GST Registration
For Trusts
- Registration Certificate
- Trust Deed
- Power of Attorney
- Photo ID & Address Proof of trustees
For Unincorporated Associations
- Resolution from the managing body
- Power of Attorney
- Photo ID & Address Proof of authorized pers
