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W U C B A N K

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Get upto 4%* on our Savings Account Balances with Wucbank.

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Dear Customer, We have launched Video KYC facility for New customer to open savings ac

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Housing Loan

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WUC Bank Housing Loan – Your Dream Home Awaits!

With the Warangal Urban Co-Operative Bank Ltd, turning your homeownership dreams into reality is easier than ever. Offering affordable rates, flexible repayment options, and a range of home loan solutions, we help you build, buy, or expand your dream home with ease. Whether you're a first-time homebuyer, looking to upgrade to a bigger space, or planning to renovate your existing property, our housing loans are tailored to suit your needs.

Why Choose WUC Bank for Your Home Loan?

  • Trusted Reputation: With a long-standing history of trust and service, WUC Bank is known for transparency and reliability in all financial dealings.

  • Customer-Centric Approach: Our loans are tailored to meet your unique needs, with personalized service throughout the loan process.

  • Community-Focused Values: As a cooperative bank, we are committed to supporting our members and contributing to local development.

  • Expert Guidance: Our experienced loan advisors are always ready to guide you at every step, ensuring a smooth loan experience.

  • Quick and Hassle-Free Processing: We understand that timing is important, so we offer a streamlined approval process for prompt fund disbursement.

  • Flexible Solutions: From first-time homebuyers to those upgrading or renovating, we provide loan solutions for every type of borrower.

Features

We help businesses and customers achieve more.

  • Attractive Interest Rates

    Avail of competitive interest rates to make your home loan more affordable.

  • Flexible Repayment Tenure

    Choose a repayment tenure of up to 30 years, offering you flexibility in managing your finances.

  • Loan Amount

    Get a loan of up to 80% of the property value for purchasing, constructing, or renovating a residential property.

  • Quick Disbursement

    Fast and hassle-free processing, ensuring you receive the funds without delays.

  • Prepayment Facility

    Make part prepayments with no additional charges, helping you reduce your interest burden.

  • Tax Benefits

    Enjoy tax benefits on both principal repayment and interest paid under the applicable sections of the Income Tax Act.

Loan Purpose

  • Purchase of a new or resale house/flat.
  • Construction of a house on a plot.
  • Renovation or expansion of your existing home.
  • Balance transfer from other financial institutions to WUC Bank for better terms.

Required Documents For WUC Bank House Loan

We ensure a quick and smooth account opening process. Below is the list of documents required based on the type of business entity

For Salaried Individuals

  • Bank Account Statement – Last 6 months.
  • 2 Passport-size Photographs
  • Proof of Identity (Copy of one: Passport, PAN Card, Voter’s ID, Driving License, etc.)
  • Address Proof (Copy of one: Ration Card, Driving License, Voter’s ID, Passport, Utility Bill, or Life Insurance Policy.)
  • Income Proof (
    1.Latest Salary
    2.Form 16 Slip
    3.T Returns for the last 3 years.    )

For Professionals & Businessmen

  • Bank Account Statement – Last 6 months.
  • 2 Passport-size Photographs.
  • Proof of Identity (Copy of one: Passport, PAN Card, Voter’s ID, Driving License, etc.)
  • Address Proof (Copy of one: Ration Card, Driving License, Voter’s ID, Passport, Utility Bill, or Life Insurance Policy.)
  • Income Proof(
    1.IT Returns for the last 3 years
    2.Business Proof/Profession Proof for at least 2 years.
  •  

Property Documents

  • Sale Agreement/Title Deed.
  • Approved Building Plan..
  • Property Tax Receipts.
  • NOC from Builder/Development Authority (if applicable).